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After the ball drops on New Year’s Eve, we dig up our hopes and dreams and make some resolutions. Getting back in the gym, losing weight, and eating clean, are usually at the top of the list, but what about your finances? The health of your accounts, spending habits, and investments are just as important to evaluate.

Life happens, and, when it does, it sometimes has a tendency to get in the way of the things we are trying do for ourselves and our families.

Annuities are more than just financial products. They are financial solutions that fill a need or address a concern, whether it is for tax savings, guaranteed income for life, portfolio stability, guaranteed growth, or simply some peace-of-mind.  But, they are also somewhat complex, which is, perhaps, why some people shy away from them.