(413) 747-5500 | (508) 538-9141

richard@helptoretire.com

Many investors and savers are worried about future taxation of their larger Retirement Accounts.

What strategies can you use today to reduce taxes on your retirement accounts? How do you protect your 401K/IRA from excessive taxation?
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Money Management

Create a confident and personalized plan for managing your money with sell high / buy low strategies.
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Wills & Trusts

Learn the difference between a will and a trust and determine which one will better protect your assets.
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401K Planning

Select the right retirement plan for your company or yourself by following guidelines and researching the options.
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Income Planning

Plan your lifetime income with Social Security, work pensions, VA pensions, 401(k)s, IRAs, investments and savings.
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Tax Services

Discover how proper tax preparation and successful retirement planning go hand in hand to create your financial future.
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Insurance

Understand the tax advantages of life insurance and how you can reap the full benefits from your policies.
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Our Team

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H2R: A TEAM APPROACH

Everything you need to know about retirement and protecting your assets at one source

It takes a team to help you to retire and to protect your assets.
H2R has a team of experts in every field so you don’t have to go to more than one source for life-after-work planning.

We advise you on every aspect of your retirement.
• Annuities and Money Management
• How to protect your 401(k)s and IRAs from excessive taxation
• Insurance policies and how to reap their benefits
• Medicare, Social Security and Medicaid
We can even collaborate with your lawyer and CPA to offer comprehensive solutions for your retirement challenges.

Meet Our Team

Annuities

Annuities are insurance products filed with and approved by state insurance regulators. Our clients are often seeking guidance on an variety of financial objectives.

Money Management

HTR Group approaches money management with sell high/buy low strategies because the “buy and hold” approach has the potential to derail your long-term goals.

Wills & Trusts

A Trust and a Will are both useful tools in the estate planning process; however, the differences between the two are not always clear and there are advantages and disadvantages to both.

401k Planning

A 401(k) is the most common form of investment plan to anyone working for a large company, however small businesses and companies are also beginning to offer these plans .

Income Planning

Most people consider contributing to their 401(k) plan all the “income planning” they need, but true income planning is an essential part of retirement.

Tax Services

At HTR Group, we understand the important connection between proper tax preparation and successful retirement planning.

Insurance

Learn more about the many substantial tax advantages associated with life insurance products.

Contact Us

Have questions for us? Don’t hesitate to reach out us today. We’re happy to answer any questions you may have.

Latest Blog Posts

SECURE Act 2.0 Pending in Congress

Jan 6, 2021

SECURE Act 2019 was Congress playing “The Grinch" - for ‘The Sequel’ is Congress now trying to play Santa Claus? In movies, the sequel is rarely better than the original, and even the original movie is never quite as good as the book, right? Well, in this case...

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Is Now the Time to Give Yourself a 401(k) Loan?

Aug 13, 2020

In planning how to finance a large purchase before age 59 ½, it’s common to consider the idea of taking a withdrawal or a loan from a 401(k) or another retirement account. Taking money from your retirement funds is not a decision to be made lightly and can come with a...

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