Money Management

The Dow Jones was created in 1896, and through its 120+ years of existence, only one thing has remained the same: constant and swift change. HTR Group and its associates believe in help to create ultra-diversified portfolios that focus on capital preservation, growth, and low-cost investment options.

The customized portfolios we build for clients are primarily comprised of a diversified grouping of Exchange Traded Funds or “ETFs. An ETF is less expensive than a comparable mutual fund and allows us to be more tactical. As a tactical money manager, we have the ability to buy and sell with your interests in mind. As the market changes, we can react without the added cost of loads or penalties. Our focus is to diversify your portfolio over several different asset classes such as U.S. stocks and bonds, foreign stocks and bonds, commodities, and real estate in order to mitigate risk exposure.

HTR Group approaches money management with sell high/buy low strategies because the “buy and hold” approach has the potential to derail your long-term goals.

HTR Group approaches money management with a sell high, buy low strategy because the old “buy and hold” approach can potentially derail your long-term goals. We prefer working with you to create a more strategic approach to investing, taking advantage of pricing opportunities while still focusing on low-cost security selection.

Our firm takes security selection very seriously. Our core philosophies include low expenses, manager tenure, and tax efficiency. These are just a few key qualities that differentiate HTR Group’s portfolio from its competitors. Your goals are our goals, and we manage your portfolio without pressure to meet sales objectives or quotas.

We pride ourselves in the strong relationships we’ve built with reputable brokerage firms that allow us to access investments not typically offered or “open” to the individual investor. Due to the fact we are not obligated to any one particular investment company, we are able to offer our clients the benefit of unlimited choices.

HTR Group is here to help create and manage your portfolio while taking your best interests into consideration at all times. Our goal is to establish a relationship that leaves you feeling assured and confident in the decisions you make. Give us an opportunity to show you the difference that HTR Group can make in your retirement and financial future. Call 413.747.5500 to schedule a complimentary consultation today.

Ready to create a personalized plan for meeting your financial goals?

Contact us for a Portfolio Review.