Home

ATTENTION

If you are over 60, have more than $300,000 in this stock market
and your stock market and total assets are down more than 10%,
SOMETHING IS WRONG WITH YOUR ALLOCATION!!!

This CoronaVirus will blow over ... but be better prepared to come out the other end in greater shape.
For those concerned retirees or folks over 60 we will offer a FREE 55-minute Portfolio X-Ray of your investments and allocations.
This is a FREE consultation with no costs or obligations, and for a limited time we are available for night and weekend appointments

Home

Our Services

A sample of ways we can help to manage your interests

Tactical Wealth Architecture For the Risk Adverse Retiree

As fiduciaries, not brokers, the Help To Retire Group manages portfolios based on risk tolerance.

Asset Preservation Planning

When Long-Term Care insurance is NOT available, or is approaching its limits for coverage, it's important to look at planning for the next steps in long-term care needs - such as Home Care, an Assisted Living Facility, and/or admission to a Nursing Home.

Retirement Income Planning

Planning how much you will need to maintain your Ideal Retirement Lifestyle and where that money will come from requires forethought. Hoping the portfolio will not suffer major drawdowns as you take monthly income to support your dream retirement is NOT a plan. We organize assets and income streams that minimize damage during stock market drawdowns.

Latest Blog Posts

CARE Act Update: You May Be Eligible for Unemployment If Your Daycare Is Closed

Submitted by HTR Group on April 22nd, 2020

No day care available for your children? Are you caring for an ill family member? Are either situations preventing you from going back to work? You may be eligible for additional unemployment benefits through the "Care Act."

Pay Yourself First - The Holy Grail of Personal Finance

Submitted by HTR Group on April 14th, 2020

Remember way back to your first paycheck. The moment you open the envelope anticipating the windfall when all your hard work pays off. Then, like a swift kick to your gut, realty hits. Your takeaway earnings are almost always way lower than what you expected.

What are the benefits of Diversifying my Investments?

Submitted by HTR Group on April 7th, 2020

Diversification is one of the cornerstones of traditional investment advice. The most common saying we hear is “never put all your eggs in one basket” and the moral holds true. Markets go up and down through economic change, business cycles, and a wide variety of factors changing investment outcomes. Managing these peaks and valleys is the primary goal of an investment plan.

ATTENTION

If you are over 60, have more than $300,000 in this stock market and your stock market and total assets are down more than 10%, SOMETHING IS WRONG WITH YOUR ALLOCATION!!!

Maximizing Your Financial Future

Without Putting Your Principal At Risk

Achieving Success by

Working Together

Creating A Plan For

Financial Freedom

As Seen on Western Mass News

As Heard on the Financial Safari Radio Show

Latest News & Videos

Coronavirus Stimulus Bill Could Provide Some Relief To Families

Our Team

J.D.

West Springfield/Worcester

Senior Associate, Investment Advisor Representative Attorney, Medicaid and Asset...

CFEd®

Worcester/West Springfield

Investment Advisor Representative Public Sector Employees, Social Security Maximization...

Worcester

Life Insurance Tax Strategies Specialist

Plymouth, MA

Investment Advisor Representative

Fiduciary Investments

LCSW, CLTC

Avon, CT

Investment Advisor Representative Hybrid Long Term Insurance Alternative Specialist

Stamford, CT

Associate

Retirement Income Planning Specialists...

CFEd®

New Milford, CT

Investment Advisor Representative Employer’s Resource for Company Financial Education Workshops...

Worcester/West Springfield

Medicare Specialist

West Springfield

Director of Client Relations

Shrewsbury, MA

High Net Worth Client Specialist

Our Services

Looking to learn more?

Latest Blog Posts

If you are over 60, have more than $300,000 in this stock market
and your stock market and total assets are down more than 10%,
SOMETHING IS WRONG WITH YOUR ALLOCATION!!!

Senior Associate, Investment Advisor Representative
Attorney, Medicaid and Asset...

Investment Advisor Representative
Public Sector Employees, Social Security Maximization...

Investment Advisor Representative
Hybrid Long Term Insurance Alternative Specialist

Investment Advisor Representative
Employer’s Resource for Company Financial Education Workshops...