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Worried About Protecting Your Investments?

This election has many investors and savers worried about future taxation of their larger Retirement Accounts.
If you are over 60 and have more than $300,000 in IRAs/401(k)s, we are offering FREE 20-minute Zoom Consultations
to help you with strategies you can use today to reduce taxes on your retirement accounts, and to protect your 401K/IRA from excessive taxation.

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A sample of ways we can help to manage your interests

Tactical Wealth Architecture For the Risk Adverse Retiree

As fiduciaries, not brokers, the Help To Retire Group manages portfolios based on risk tolerance.

Asset Preservation Planning

When Long-Term Care insurance is NOT available, or is approaching its limits for coverage, it's important to look at planning for the next steps in long-term care needs - such as Home Care, an Assisted Living Facility, and/or admission to a Nursing Home.

Retirement Income Planning

Planning how much you will need to maintain your Ideal Retirement Lifestyle and where that money will come from requires forethought. Hoping the portfolio will not suffer major drawdowns as you take monthly income to support your dream retirement is NOT a plan. We organize assets and income streams that minimize damage during stock market drawdowns.

Latest Blog Posts

The Importance of Proper Planning for a Physically Ill Spouse or Loved One

Submitted by HTR Group on August 17th, 2020

Proper financial planning should always be a focus, but for those who are dealing with a physically ill spouse or loved one, it is crucial. There are several financial considerations that you will need to ponder, and naturally, these will not work with every situation, and chatting with a professional financial planner is always the best place to start.

Cash Flow

Is Now the Time to Give Yourself a 401(k) Loan?

Submitted by HTR Group on August 13th, 2020

In planning how to finance a large purchase before age 59 ½, it’s common to consider the idea of taking a withdrawal or a loan from a 401(k) or another retirement account. Taking money from your retirement funds is not a decision to be made lightly and can come with a few undesirable consequences.

The Value of Investing with a Financial Advisor Instead of a Do-It-Yourself Approach

Submitted by HTR Group on June 30th, 2020

Paying fees for professional investment management is something we’d all like to avoid. Why pay for some guy in a suit to manage your investments when you can do-it-yourself with a simple online brokerage account? There are many reasons to trust a professional - read on to find out whether it’s worth it to go with the pros.

Worried About Protecting Your Investments?

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Our Team

J.D.

West Springfield/Worcester

Senior Associate, Investment Adviser Representative Attorney, Medicaid and Asset...

CFEd®

Worcester/West Springfield

Investment Adviser Representative Public Sector Employees, Social Security Maximization...

Worcester

Life Insurance Tax Strategies Specialist

Plymouth, MA

Investment Adviser Representative

Fiduciary Investments

LCSW, CLTC

Avon, CT

Investment Adviser Representative Hybrid Long Term Insurance Alternative Specialist

Stamford, CT

Associate

Retirement Income Planning Specialists...

CFEd®

New Milford, CT

Investment Adviser Representative Employer’s Resource for Company Financial Education Workshops...

Worcester/West Springfield

Medicare Specialist

West Springfield

Director of Client Relations

Shrewsbury, MA

High Net Worth Client Specialist

Our Services

Looking to learn more?

Latest Blog Posts

Senior Associate, Investment Adviser Representative
Attorney, Medicaid and Asset...

Investment Adviser Representative
Public Sector Employees, Social Security Maximization...

Investment Adviser Representative
Hybrid Long Term Insurance Alternative Specialist

Investment Adviser Representative
Employer’s Resource for Company Financial Education Workshops...