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ATTENTION

If you are over 60, have more than $300,000 in this stock market
and your stock market and total assets are down more than 10%,
SOMETHING IS WRONG WITH YOUR ALLOCATION!!!

This CoronaVirus will blow over ... but be better prepared to come out the other end in greater shape.
For those concerned retirees or folks over 60 we will offer a FREE 55-minute Portfolio X-Ray of your investments and allocations.
This is a FREE consultation with no costs or obligations, and for a limited time we are available for night and weekend appointments

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A sample of ways we can help to manage your interests

Tactical Wealth Architecture For the Risk Adverse Retiree

As fiduciaries, not brokers, the Help To Retire Group manages portfolios based on risk tolerance.

Asset Preservation Planning

When Long-Term Care insurance is NOT available, or is approaching its limits for coverage, it's important to look at planning for the next steps in long-term care needs - such as Home Care, an Assisted Living Facility, and/or admission to a Nursing Home.

Retirement Income Planning

Planning how much you will need to maintain your Ideal Retirement Lifestyle and where that money will come from requires forethought. Hoping the portfolio will not suffer major drawdowns as you take monthly income to support your dream retirement is NOT a plan. We organize assets and income streams that minimize damage during stock market drawdowns.

Latest Blog Posts

The Tricky Truth of Inheritance in the 21st Century

Submitted by HTR Group on March 31st, 2020

Inheritances are a complicated thing. Not only are there often strings attached in the eyes of the government, unexpected taxes, and complicated bequeathments, but there are also potential conflicts within families. And not to mention the fact that the potential windfall was the result of a relative's death. Inheritances are very complicated.

Keeping your Personal Finances in Shape

Submitted by HTR Group on March 24th, 2020

While it’s highly recommended that we use a financial advisor when we start to grow our investment portfolio, there are a lot of things you can do before you ever speak to a financial advisor to grow and maintain your investment portfolio. Investing, like everything else in life, has no guarantees, and even the hottest stock or the best tip may not always perform the way we would like.

Asset Protection: 5 Things You Probably Haven't Considered

Submitted by HTR Group on March 17th, 2020

Business owners who have acquired a lot of personal assets face the possibility of having their assets targeted by creditors who want to resolve a business liability. This is especially true in the case of a business owner who guarantees a debt of the business with his personal assets.

ATTENTION

If you are over 60, have more than $300,000 in this stock market and your stock market and total assets are down more than 10%, SOMETHING IS WRONG WITH YOUR ALLOCATION!!!

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Our Team

J.D.

West Springfield/Worcester

Senior Associate, Investment Advisor Representative Attorney, Medicaid and Asset...

CFEd®

Worcester/West Springfield

Investment Advisor Representative Public Sector Employees, Social Security Maximization...

Worcester

Life Insurance Tax Strategies Specialist

Plymouth, MA

Investment Advisor Representative

Fiduciary Investments

LCSW, CLTC

Avon, CT

Investment Advisor Representative Hybrid Long Term Insurance Alternative Specialist

Stamford, CT

Associate

Retirement Income Planning Specialists...

CFEd®

New Milford, CT

Investment Advisor Representative Employer’s Resource for Company Financial Education Workshops...

Worcester/West Springfield

Medicare Specialist

West Springfield

Director of Client Relations

Shrewsbury, MA

High Net Worth Client Specialist

Our Services

Looking to learn more?

Latest Blog Posts

If you are over 60, have more than $300,000 in this stock market
and your stock market and total assets are down more than 10%,
SOMETHING IS WRONG WITH YOUR ALLOCATION!!!

Senior Associate, Investment Advisor Representative
Attorney, Medicaid and Asset...

Investment Advisor Representative
Public Sector Employees, Social Security Maximization...

Investment Advisor Representative
Hybrid Long Term Insurance Alternative Specialist

Investment Advisor Representative
Employer’s Resource for Company Financial Education Workshops...